E-statements Go Green

E-statements are now available from HealthNet Federal Credit Union. These statements contain exactly the same information as paper statements and even look the same. Your statement will be just a click away. Sign up is fast and easy. Click here and follow the on-screen instructions to begin receiving your statement online.

Please allow one monthly cycle before you receive your online statement. You will receive an email when your statement is ready.

We maintain up-to-date security systems and controls to protect the security of your personal information.

You will receive your statement a few days earlier than paper statements which makes staying on top of personal finances that much easier.

While you're on our web site signing up for E-statements, take a moment and sign up for our online branch and free bill pay service.

4th Quarter 2009
NetEffect Newsletter...

New Offices, New Level of Services
ID Theft Program
First Mortgage Loans
Holiday Skip-a-Payment
And much more...

A Message from the CEO

With everyone's concerns about the current economic state, I wanted to take a moment of your time and make you aware of HealthNet Federal Credit Union’s safety and soundness.

Our assets are federally insured by the National Credit Union Administration (NCUA) the strongest federal insurance agency in the country.
Not one penny of insured savings has ever been lost by a member of a federally insured credit union.
Credit Unions, including HealthNet Federal Credit Union, focus on members not profits. We remain a safe haven in this economic storm.
Credit Unions lend responsibly – we have a more conservative approach to lending and most credit unions hold onto about 70% of their mortgages instead of selling them to Fannie Mae & Freddie Mac. HealthNet Federal Credit Union has never sold our mortgages portfolio.
As member-owned cooperatives, Credit Union balance sheets are not affected by the whims of the stock market.
HealthNet Federal Credit Union has nearly $38M in assets, with Capital/Equity at $5,607,961 as of August 31, 2008. This equates to a Capital/Equity ratio of 14.93%, well above the 7% which our regulator defines as “well capitalized.” HealthNet Federal Credit Union has sound business practices, more than adequate insurance on your accounts, and is ready to serve your financial needs.
While other lenders are tightening restrictions and cutting back on lending – we are continuing to offer loans and are increasing our marketing efforts to get the word out to our members that we are here to help!

And on a final note, Credit Unions are here to stay. Please note that HealthNet Federal Credit Union will celebrate our 55th anniversary in 2010 and we invite you to celebrate with us!

If you have any concerns please feel free to call 901.226.1111 or 1.800.747.2148 to speak with us.

Mike Haggard, CCUE
CEO
HealthNet Federal Credit Union

For more information on the strength & safety of credit unions, please click here.

To see a video from CNN-Money on why credit unions are a safe haven click here.

ATTENTION MEMBERS

You may have received requests to update information at two sham Web sites. One appears as if it is from CUNA and the other appears to be from NCUA. The links in the emails will take you to Web sites that look like those of Credit Union National Association and National Credit Union Association.

The fake Web sites (www.huyskens.com and www.onlinenj.com/credit/_vti_cnf/redirecting.htm) have been reported as web forgeries and, in some cases, may be blocked based on the security preferences of the user's computer. However, unprotected computers may allow users to enter the sites.

These web forgeries are designed to trick users into revealing personal or financial information by imitating sources they may trust. Entering any information on this web page may result in identity theft or other fraud. Please be cautious when receiving email messages from unknown sources.

Butterflies are Free and So is our Checking Account!

No Monthly Service Charge
No Minimum Balance

VISA Debit Card + Online Branch + Bill Payment Service + Overdraft Protection + Shared Branch Locations + Direct Deposit + Saturday Branch Hours

Call us at 901.226.1111 or click here!

Finding a Shared Branching Service Center Just Got Easier!

Call 800-919-2872 from your car, while on vacation, or any variety of places to get the information you need to conduct your credit union financial transactions at a conveniently located branch near you.

You can also locate a facility at www.cuservicecenter.com to obtain all the information you need to visit any of the 2,750 shared branch locations nationwide.

Attention: HealthNet FCU VISA Debit Card Holders

With thousands of convenient ATM locations across 49 states, finding a viable surcharge free ATM location is a snap. To avoid surcharges, please visit www.moneypass.com and search for your zip code or a detailed street address to locate a convenient ATM.

Free Financial Information Website Now Available

This website covers topics such as budgeting, taxes, credit, financial planning, homeownership, saving, investing and retirement planning. The website has a button to select if you would prefer to explore the information as written in Spanish.

Feel free to connect via this website: www.mymoney.gov

CU at Home...CU at Work...CU on Vacation...

HealthNet FCU is the Credit Union that follows you wherever you go. Stay in contact wherever you find a mailbox, telephone or internet connection. For more information on any of our services, call us at 901.226.1111 or call 800.747.2148.