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Certificate Rates

Rates are effective 1/2/15:
Description APY
6 Months SC 0.25%
12 Months SC 0.35%
18 Months SC 0.35%
24 Months SC 0.50%
12 Month IRA 0.35%
24 Months IRA 0.50%

Certificates require a minimum of $1,000.00 investment.
Certificate rates are normally established on the last day of the month.
Fees and/or other conditions may reduce earnings on the account.
A penalty may be imposed for early withdrawal.
Rates are subject to change without notice.
APY - Annual Percentage Yield




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