2023 Fee Schedule

Effective January 1, 2021

Fee Amount
Account Closure (within 1st 90 days) $25
ATM Transaction (at foreign ATMS) $2.50
ATM/Debit/Credit Card Replacement (1st free) $25
Bill Pay Inactivity (after 3 months) $5 per month
Cashier’s Check $5
Chargeback Check $20
Copy of Cleared Check $3
Paper Copy of Statement $5
Dormant Account $15
Excessive Share Withdrawal (more than 3/qtr) $10
Excessive Withdrawal from Club Account $10
Gift Check (from Bill Pay) $2.99
IAT Fee $15
Insufficient Funds (NSF) $35
IRA Maintenance $60
IRA Excess Withdrawal Fee (1 free) $20
IRA Transfer Fee (to another institution) $20
Late Loan Payment 5% or $5
Loan Due Date Advance $25
Overdraft Privilege $35
Paper Statement Fee $5
PIN Reissue (1st two free) $5
Processing Garnishment/Attachments $100
Research/Reconciliation Assistance (1 hour minimum) $25 per hour
Returned Mail $5
Stop Payment $35 or $70 Max
Unclaimed Property to State $100
Verification of Deposit $15
Wire Transfer (Incoming—Domestic) $15
Wire Transfer (Outgoing—Domestic) $25
Over-the-Limit (credit card) up to $28
Balance Transfer (credit card) $5 or 3% (max $50)
Cash Advance (credit card) $5 or 3% (max $50)
Foreign Transaction (credit card) 1%
Late Payment (credit card) up to $28
Returned Payment (credit card) up to $28
Real Estate Subordination Agreement Request $200